Applying for a mortgage is often the most intimidating part of the home-buying process.  However, it doesn't have to be.  I will guide you through the process and provide that personal touch to what may seem like a very daunting task.

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I will explain to you all the steps involved in purchasing your new home, what you can afford, what your options are and ensure you clearly understand the process before finding a mortgage tailored to fit your needs.

Take advantage of the equity in your home to pay off those outstanding creditors that are charging your an outrageous amount of interest. We all hit financial hardships at one point or another. Our team helps clients with bruised credit or conditions seeking financing approval. 

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"I survived my divorce with dignity - but what about my mortgage?  What are my options? Sell it then split it OR buy them out?"

While a divorce is unpleasant and can be expensive, involving a mortgage agent early on in the process can prove to be beneficial.  You need all the help you can get and all the assets you can have.  I will take you through the process, ensuring you ideal options for your particular situation.  Most importantly, I will give you the gift of time by taking care of the entire process from start to finish.

Take advantage of the equity in your home to pay off those outstanding creditors that are charging your an outrageous amount of interest. 

An equity take-out mortgage can take many forms and has many uses. Given that you have available equity in your home you can easily get approved for an equity take-out mortgage.

Many Canadian homeowners borrow from their home equity for a variety of reasons. It can be a second mortgage against your home or a home equity line of credit (HELOC).

Newcomers are people who have immigrated to Canada in the last 5 years with Permanent residency status or with confirmation of Permanent Residence from Immigration, Refugees and Citizenship Canada (IRCC). 

Only newcomers with permanent resident (PR) status in Canada can get a mortgage.